Privacy Policy

Effective Date: December 29, 2025

Gharcia Agency ("we," "us," or "our") is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your personal and financial information in compliance with federal law and the laws of the State of Connecticut.

1. INFORMATION WE COLLECT

We collect "Nonpublic Personal Information" (NPI) to provide tax and insurance services. This may include:

Identification: Name, address, Social Security Number (SSN), driver's license number, and date of birth.
Financial & Tax Data: Income, assets, bank account numbers, tax history, and employment information required for ProConnect Tax services.
Insurance Information: Vehicle data, property details, and health information required by our 3rd-party insurance partners.
Contact Info: Phone number (860.310.6006) and email (info.gharcia@gmail.com).

2. HOW WE USE YOUR INFORMATION

We use your data strictly for the purposes of:

Preparing and filing federal and state tax returns via ProConnect.
Securing insurance quotes and policies through our authorized 3rd-party insurance providers.
Complying with legal and regulatory requirements (e.g., IRS audits or state insurance filings).

3. SHARING AND DISCLOSURE

We do not sell your personal information. We share information only as permitted by law to:

Service Providers: ProConnect (tax processing) and authorized 3rd-party insurance carriers.
Government Agencies: The IRS and the Connecticut Department of Revenue Services.
Legal Requirements: To comply with a subpoena or court order.

4. DATA SECURITY

In accordance with IRS Publication 4557 and the FTC Safeguards Rule, we maintain a Written Information Security Plan (WISP). Security measures include:

Encryption: Data is encrypted during transmission and storage.
Access Control: Only authorized personnel have access to your NPI.
Physical Security: Our office at 647 East Main Street, Meriden, CT utilizes locked storage and secure disposal protocols (shredding).

5. YOUR RIGHTS (CTDPA & GLBA)

Under the Connecticut Data Privacy Act (CTDPA) and federal law, you have the right to:

Access and Correct: View the data we have and correct inaccuracies.
Opt-Out: You may opt out of any non-essential information sharing, though we typically only share data required to provide the services you requested.
Deletion: Request the deletion of certain personal data, subject to tax record retention laws.

6. CONTACT US

For any privacy inquiries or to exercise your rights, please contact us:

Office Address: 647 East Main Street, Meriden, CT 06450
Phone: 860.310.6006
Email: info.gharcia@gmail.com
Website: Gharcia.com